By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, do not use this Website.
Scope & operator
1.1. These Terms and Conditions (the "Terms") govern your use of the website located at https://www.kredzofund.com (the "Website"), which is operated by Kredzo Fund Ltd ("Kredzo Fund," "we," "us," or "our").
1.2. These Terms apply to all users of the Website, including but not limited to browsers, customers, merchants, and contributors of content.
1.3. We reserve the right to update, change, or replace any part of these Terms by posting updates on our Website. It is your responsibility to check this page periodically for changes; continued use constitutes acceptance.
Meaning of terms used
Services refers to the business loan products, tools (including the calculator), and informational content provided or accessed through the Website.
User / You refers to any individual or entity accessing or using the Website.
Application refers to any form or request submitted through the Website seeking to check eligibility for, or apply for, a financial product offered by Kredzo Fund.
Eligibility, accuracy & prohibited uses
3.1. Eligibility: By using this Website, you represent that you are at least the age of majority in your jurisdiction and that any finance sought is for genuine business purposes.
3.2. Accuracy of information: You agree to provide current, complete, and accurate information when submitting an Application or using the calculator. Any estimates are illustrative only and do not constitute a binding offer.
3.3. Prohibited uses: You must not use the Website for unlawful purposes, to solicit unlawful acts, to violate applicable laws, or to infringe intellectual property rights.
No advice & lending decisions
4.1. No Financial Advice: Content on this Website is for informational purposes only and does not constitute financial, investment, or legal advice. Seek independent professional advice before making financial decisions.
4.2. Lending Policy: All lending decisions are made by Kredzo Fund following a full application, credit checks, and assessment of your business's financial health. Final rates, fees, and loan amounts may differ from initial estimates.
4.3. Lending Regulator: Our lending activities comply with relevant UK laws and regulations.
Ownership & licence
5.1. The Website and its contents (including information, software, text, images, video, and design) are owned by Kredzo Fund, its licensors, or providers, and are protected by intellectual property laws.
5.2. You are granted a limited, non-exclusive, non-transferable license to access and use the Website strictly in accordance with these Terms.
How we handle your data
6.1. Submission of personal and business information through the Website is governed by our Privacy Policy. Please review it to understand our practices.
6.2. By submitting an Application, you consent to Kredzo Fund conducting necessary credit checks (soft or hard, as specified) and sharing your data with relevant third parties as required for processing your application and providing the Services.
Extent of our liability
TO THE FULLEST EXTENT PERMITTED BY LAW, KREDZO FUND SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES ARISING FROM (I) YOUR USE OR INABILITY TO USE THE WEBSITE; (II) THE ACCURACY OF INFORMATION; OR (III) UNAUTHORISED ACCESS TO OR ALTERATION OF YOUR DATA.
Applicable law & jurisdiction
These Terms and any agreements whereby we provide Services shall be governed by and construed in accordance with the laws of England and Wales. You submit to the exclusive jurisdiction of the courts of England and Wales for dispute resolution.
Modifications
Kredzo Fund reserves the right, at its sole discretion, to modify or replace these Terms at any time. We will indicate the date of last revision at the top of this page. Continued use after changes constitutes acceptance.
Questions and notices
Questions about these Terms should be sent to us at:
For formal notices, please use the contact details above. We may update contact details on this page when necessary.