business-loan-calculator

Kredzo Fund Business Loan Calculator: Estimate Your Borrowing Power

Use our simple Kredzo Fund Business Loan Calculator to estimate your monthly repayments and total cost before you apply. Planning your finance has never been simpler.

Just choose how much you want to borrow and for how long, and we’ll show an indicative repayment example based on a typical starting interest rate.

Transparent costs before you apply

Fixed monthly repayments for easy budgeting

Loan EMI Calculator

Loan Amount Enter principal

Interest Rate Per year (%)

Tenure In months or years

Result Summary

Monthly EMI

0 GBP

Adjust inputs on the left and click “Calculate EMI” to update.

Total Interest Payable:

0 GBP

Total of Payments (Principal + Interest):

0 GBP

How Your Estimate Works

Fixed Rates: Kredzo Fund loans use a fixed annual interest rate. Your monthly repayment stays the same for the full term, making budgeting simple.
Indicative Only: The calculator uses a typical starting rate (for example, 7.5% p.a.) to estimate your repayments. Your final rate depends on your business credit profile, financial health and the term you choose.
No Hidden Costs: The estimate reflects the loan amount and interest. Your formal quote will clearly show any one-off completion fee for full transparency.

Ready for Your Firm Offer?

Quick, free & no impact on your score

Stop guessing and start funding your growth. Using the calculator is the first step; getting a personalised quote is the next. Checking your eligibility is quick, free and won’t affect your credit score.

How to apply for a business loan

It’s quick and easy to apply for small business finance online and our support team is on hand if you have any questions.

1. Check if you’re eligible in 30 seconds
See if you qualify with no fuss
2. Apply online in 7 minutes
Tell us about you and your business in our online form
3. Get your decision in as little as 1 hour
If approved, you’ll get a personalised, no-obligation quote
4. Funds paid out typically within 48 hours
Once you accept your offer, we’ll deposit the funds into your account

Here to help if you need us

Contact our UK-based team if you have any questions

Frequently Asked Questions (FAQ)

Is this calculator quote guaranteed? +

No. The calculator provides an estimate only. Your final interest rate is personalised after you apply and we complete a full review of your business financials. The actual rate offered may be higher or lower than the rate used for the estimate.

How long does a Kredzo Fund loan take to approve? +

Once you submit your full application, you can receive a lending decision in as little as 1 hour. If you accept your offer, funds are typically paid out within 48 hours.

What documentation do I need to get a firm quote? +

The calculator only needs your loan amount and term. For a firm quote, you’ll normally provide basic details about your business and director, plus your latest business bank statements so we can assess affordability and confirm your final rate.

What if I want to pay off the loan earlier than the term I calculated? +

Kredzo Fund is flexible. We charge no fee for full early settlement, so you can repay the loan ahead of schedule and potentially save on interest.