Privacy Policy

At KREDZO FUND, we prioritise your privacy and are committed to protecting your personal and business information. This Privacy Policy outlines the data we gather, how we use it, and the rights you have regarding your information as a Business Loans customer in the United Kingdom.

1. Information We Gather

Business Information:

Your business name, company registration details, trading address, contact details (name, email, phone number), annual turnover, banking information, and any documents submitted as part of your loan application.

Usage Data:

Information about your device, IP address, website interactions, and activity history when using our platform.

Permissions (With Your Consent):

If applicable, we may request access to:

– Camera for identity/KYC verification

– Microphone for video verification

– Location for security and compliance checks

– Documents for financial and business verification

We only request permissions when required for our services.

2. Purpose of Collecting Your Information

We use your information for the following purposes:

To assess your business loan eligibility and verify your business details.

To process loan applications and coordinate with lending partners.

To meet regulatory requirements, prevent fraud, and enhance security.

To provide important updates, notifications, and communication regarding your loan applications.

To improve our platform, enhance user experience, and offer better services to Business Loans clients.

3. Information Sharing Practices

We do not sell your business information. However, we may share your data with:

I. Lending Partners

Banks, financial institutions, and other authorised lenders who help provide business loan options.

II. Regulatory Authorities

Government bodies, auditors, and compliance agencies as required by law or regulation.

III. Service Providers

Trusted third-party companies that support our services, such as payment processors, identity verification providers, credit reference agencies, and secure data storage partners.

All third parties are required to follow strict data-protection standards.

4. Measures for Data Security

We use industry-standard security practices to protect your business information, including encrypted systems, secure servers, and strict access controls.

However, you are responsible for keeping your login credentials and account information confidential.

5. The Rights You Have

As a KREDZO FUND Business Loan customer, you have the right to:

– Access and review the data we hold about your business.

– Request corrections or deletion of information where appropriate.

– Withdraw consent for certain types of data processing, subject to legal and contractual obligations.

You may exercise your rights at any time by contacting us.

6. Updates to This Policy

We may update this Privacy Policy periodically to reflect legal requirements or service improvements. Any changes will be posted on our platform for your review.

7. Contact Information

If you have questions or concerns about this Privacy Policy or how your information is handled, please contact us.