Working Capital Loans with Kredzo Fund: Fuel Your Day-to-Day Growth
A Kredzo Fund Working Capital Loan gives UK businesses fast, flexible access to funding for everyday operations — without tying up long-term assets.
Kredzo Fund Advantage
- Loan Amount: £5,000 to £500,000
- Fixed Term: 6 to 60 months
- Competitive Rates: From 7.5% per year (fixed)
- Quick Decision: As little as 1 hour
- Fast Funding: Typically within 48 hours
- Early Repayment: No hidden fees
What Can a Kredzo Fund Loan Be Used For?
- Inventory & Stock: Prepare for seasonal demand or bulk discounts.
- Fulfilling Orders: Cover upfront labour and material costs.
- Payroll & Expenses: Keep staff and suppliers paid on time.
- Marketing Boost: Launch short-term campaigns to drive revenue.
- Bridging Gaps: Manage seasonal or unexpected cash-flow gaps.
How to apply for a business loan
It’s quick and easy to apply for small business finance online and our support team is on hand if you have any questions.
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1. Check if you’re eligible in 30 seconds
See if you qualify with no fuss -
2. Apply online in 7 minutes
Tell us about you and your business in our online form -
3. Get your decision in as little as 1 hour
If approved, you’ll get a personalised, no-obligation quote -
4. Funds paid out typically within 48 hours
Once you accept your offer, we’ll deposit the funds into your account
Frequently Asked Questions (FAQ)
What is a working capital loan? +
A working capital loan helps fund day-to-day business operations such as payroll, inventory, bills and short-term expenses, rather than long-term assets like property or machinery.
Am I eligible for a Kredzo Fund Working Capital Loan? +
Typically, you must be a UK-registered business, trading for at least one year, and meet minimum turnover requirements confirmed during the eligibility check.
Will applying affect my business credit score? +
No. The initial eligibility check uses a soft search and will not impact your business credit score. A full credit search is only carried out if you choose to accept an offer.
Are there penalties for early repayment? +
No. You can repay your loan early at any time without any early settlement or hidden fees.